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Mr. Ibrahima has already been active for two years in the cosmetic products trade. He opened a stall and also works with Wari, the mobile money transfer service. Ibrahima is a married father with a family. He takes care of family expenses and his children's schooling costs. And thanks to the receipts from his business, he manages to meet his family obligations. He also manages to save a little money to cope with unforeseen situations.

Ibrahima works from 8 AM to 7 PM, and he has a significant customer base, thanks in part to the money transfer service, which is doing well and attracting a good number of customers. His greatest wish is to improve and diversify his money transfer services.
View original language description ↓
Cela fait deux ans maintenant que monsieur Ibrahima s’active dans le commerce de cosmétiques. Il a ouvert une cantine et évolue aussi dans le cadre du transfert d’argent » Wari «.
Ibrahima est mariée et père de famille, il s’occupe des charges familiales et de la scolarité de ses enfants. Et c’est grâce aux recettes de son activité qu’il réussi à s’acquitter de ces devoirs familiaux. Il réussi aussi à épargner un peu afin de faire face aux probables imprévus.
Ibrahima travaille de 8Heures à 19Heures et compte une clientèle pas négligeable grâce en partie au service de transfert d’argent qui marche bien et qui attire pas mal de clients.
Son vœu le plus cher sera d’améliorer les services de transfert d’argent et de les varier.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 482.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ibrahima to purchase cosmetic products to resell and to provide mobile money transfer services.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Dec 2, 2013
Currency Exchange Loss:
Aug 17, 2014