Ra is 54 years old and a residenit of Baray, Kampong Thom province. Her family includes Ra, her husband, and five children. Four of the children are married and live independently now. Ra works the land, cultivating rice in order to generate the necessary income to cover household costs. Ra learned this trade from her parents and older people. She has been doing this work for almost 30 years. Alongside the farming business, she also runs a small grocery store at home, to earn additional income.
Now, Ra is asking for a loan in the sum of KHR 4,000,000. She will use it to increase the merchandise she has available to sell in her store. She will buy different kinds of grocery products, snacks, sweets, and other miscellaneous household items. This way she will be able to satisfy her customers and increase her sales. Ra expresses her thanks to all the lenders who have helped her and her family to further develop their business and to improve their living conditions.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.