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Nalubega Eseza`s Group
In this Group: Eseza, Aidah, Dorothy, Viola
Eseza N. is the leader of a group of four women. She is 35, married and has three children aged 18, 17, and 15, all of whom are in school. She lives in a semi-urban slum in the outskirts of Kampala that is prone to flooding during the rainy season.

Eseza operates a salon in her town of Bwaise where she has rented space for four years. Eseza rides a matatu (shared van) into Kampala in order to get products for her business. She is open five days a week and primarily sells hair weaves; however, she especially enjoys doing braiding for her female customers.

Eseza is seeking this loan to increase the range of products she offers, specifically hair extensions. She has worked with MCDT for three years and has successfully paid back seven loans. She first decided to work with MCDT because she wanted to grow her business and be able to pay for her children's education. Since her first loan, she has been able to pay school fees and buy food for her family. Eseza hopes to build a house of her own one day, and to teach her children how to invest and save.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 95
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 1,630.1
    Uganda Shillings (UGX) = $1 USD