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Shurat is new to the livestock-raising business. He is a 33-year-old resident of a village in the Qubadiyon region of Tajikistan. He would like to start his own business, but lacks the capital to do so; being a successful livestock farmer takes not only a lot of time, but money as well. For instance, any cattle of good stock cost upwards of $1000 USD. All the same, Shurat is not seeking to borrow a whole lot of money. He doesn't like to take risks, and would much rather start small than risk everything at the outset. He plans on taking out a loan to buy only a couple of cows for starters. After he determines when they've been fattened enough and are ready to sell, he'll sell the cows at a local market for more than he paid for and make a tidy profit. He hopes to earn an honest wage by dealing in cattle, and grow his business over time. First and foremost, he needs to get his business up and running, and hopes you'll help him by contributing to his loan!
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Шухрат начинающий бизнесмен в сфере животноводства. Ему 33 года. Он из села района Кубадиён. Шухрат хочет начать свой бизнес, но начального капитала ему не хватает, ведь деятельность животноводства требует много сил и средств. Большинство породистых коров и быков в Таджикистане, сумма которых начинаются от $1000. Конечно, для бизнеса животноводства сумму, которую он просит, является маленькой. Шухрат не стал рисковать и решил начать с малого. Он намерен на сумму от кредита купить пару голов бычков. После определенного дня откорма, продаст их на рынке с наценкой и заработает денег. Таким не хитрым способом, он хочет в будущем развить свой бизнес. Но для начала этот бизнес надо обосновать, поэтому он просить кредит с надеждой, что Вы ему поможете!

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 249
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,325 helped Shuhrat set up a new livestock-raising business and buy some bull calves.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 29, 2013
Nov 30, 2013
Currency Exchange Loss:
Jan 29, 2014