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Ana Luz
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Ana Luz C. lives in the San Salvador department of Arce City with her husband and two children. She owns a mini market in which she sells assorted first need products. Ana has put a lot of work and effort in her small business, creating it out of nothing. Her business growth was propelled by Integral, from which Ana Luz has previously received small loans. Her determination to grow and improve was demonstrated when a couple of months ago, she was on the brink of closing the shop due to a viral infection that left her seriously ill and bed-ridden. With the help of her husband and her children’s support, the C. family bit the bullet. After much hard work and collaboration, they were able to face this tragedy. Despite the difficulty they experienced, they were never behind on their bills.

After overcoming this hardship, Ana Luz looks to the future with hope and faith. She is requesting a loan in order to strengthen her shop by purchasing goods to sell, thus regaining control of both her business and her life.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer.

Ana Luz C. vive en Ciudad Arce en el departamento de San Salvador, junto a su esposo y dos hijos.
Su negocio es una pequeña abarrotería, donde vende diversos productos básicos. Ana ha puesto mucho trabajo y empeño en su pequeño negocio, haciéndolo nacer de la nada. Esta germinación de su negocio fue impulsada por Integral, con quién Ana Luz ha realizado préstamos anteriores por montos bajos. Su determinación por crecer y mejorar se puso de manifiesto cuando hace un par de meses, estuvo a punto de cerrar la tienda, debido a una infección viral, por la que Ana estuvo grave de salud y tuvo que mantenerse en cama. Con la ayuda de su esposo y el apoyo de sus hijos, la familia C. hizo de tripas corazones, y con trabajo en conjunto hicieron frente a dicha tragedia. A pesar de la dificultad que sufrían, nunca se atrasaron con sus pagos.

Luego de haber superado una situación tan difícil, Ana Luz ve al futuro con esperanza y fe, y solicita un préstamo para fortalecer su tienda comprando insumos para la venta, y así recuperar el control de su negocio y su vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 552
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana Luz purchase goods.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 22, 2008
Sep 8, 2008
Currency Exchange Loss:
Apr 15, 2010