Rios De Agua Viva Group
This loan will benefit small business owners like Ines, who has been with Pro Mujer for 7 years, joining at the invitation of a friend who is a member. Currently she has a business making and selling party favors. She started the business some years ago, having previously worked in a similar shop. After getting married she decided to open up her own business. This loan will be used to buy paper and cardboard in the wholesale shops in El Alto that she will later use to make her product. This work allows her to generate income to sustain her family - she is married and has three children.
When asked what she likes about Pro Mujer, she says that she likes the health information and working with a group.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Inés es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de elaboración y venta de cotillones; da a conocer que este negocio lo aprendió hace varios años, al trabajar anteriormente en una tienda similar, posteriormente a su matrimonio decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de cartón y papel) que adquirirá de las tienda mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud y el trabajo en grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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