Manuel Ascencio Padilla Iii Group
This loan will benefit their small businesses, including Virginia’s. She has been with Pro Mujer for two cycles, having joined on the invitation of another member. She sells food and says that she learned this business several years ago, by helping her aunt make food. After some time she decided to set up her own space from where she currently sells her products.
This loan will allow her to increase her working capital and rice, cooking oil, and potatoes from the large suppliers in El Alto then sell the merchandise in her stall. This type of work allows her to generate income to support her family. She is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the loans, health, and training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que hace dos ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió hace varios años, al ayudar a su tía en la elaboración de comida, pasado el tiempo decide emprender un espacio independiente de negocio donde actualmente vende.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, aceite, papa) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de crédito, salud y capacitación que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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