A loan of $2,000 helped to purchase two cows.


Armine's story

Armine is a farmer from Tatev village of Syuniq region. She lives with her husband and two school-age sons – 10 and 8 years old. With the help of her husband Armine is extensively engaged in agribusiness which is the main source of the family's income. They are involved in cattle breeding, in aviculture, in breeding a livestock of sheep, and in beekeeping. Armine's husband sells the agricultural products in the local market. Armine and her husband work hard to be able to cover the increasing needs of the family. As life is getting more expensive day by day, Armine wants to expand her agribusiness a little bit to be able to meet the daily costs of the family more effectively. She needs a loan of USD 2000 to purchase two cows. As this is Armine’s first loan, it has been approved within the framework of the new joint initiative of Kiva and SEF. The first-chance loan program provides loans to people who didn’t have access to credit products before, because they have no credit history. She and her family will be very thankful to the lenders for their goodwill and support.



Loan details


Lenders and lending teams




Loan details