Nuevo Corazon Group
The loan they will obtain will benefit the small business owners where Reina is a member. She explains that she joined Pro Mujer eleven years ago. She joined at the invitation of a friend who was a member of the institution. She currently has a store where she sells cell phone parts. She explains that she started this business twelve years ago because she knew the business.
The loan that she will obtain will be for increasing capital (buying cell phone parts) that she will get at the wholesale stores in the city of La Paz. She will sell them in her store. This work allows her to earn an income to support her family, since she lives in a common law marriage and has three children.
When asked what she likes about Pro Mujer, she responds that she likes the saving that the group builds up.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Reina es integrante, ella indica que hace once ciclos que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de partes de celulares; da a conocer que este negocio emprendió hace doce años atrás, ya que conocía del negocio.
El crédito que ahora sacará es para el aumento de capital (compra de partes de celulares) que adquirirá de las tiendas mayoristas de la Ciudad de La Paz y posteriormente a la elaboración lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se desarrollan en el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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