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Mr. Chhoeub C., 23 years old, makes charcoal to sell in his area. He has been running his business since 2005 and earns around US$ 4.30 per day. Chhoeun sells the charcoal to his customers and other retailers. He is married but has no children; he and his wife live in Chubkarav Commune in the Siem Reap Province.

To increase the family's income, Chhoeub wants to sell his charcoal by transporting it to customers' homes and needs oxen with a cart for transportation, but he faces the obstacle of lacking money to purchase oxen and a cart. Hence, Chhoeub would like to request a loan to achieve his plan. Chhoeub is in the picture, standing near his charcoal kiln.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 74
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chhoeub purchase oxen and a cart.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 22, 2008
Sep 8, 2008
Currency Exchange Loss:
Oct 15, 2009