A loan of $300 helped to buys seeds and fertilizers.


Bina's story

Bina is 40 years old. She is married and has three children aged 18, 14 and 13. Many years ago, she established her vegetable farming business. Working seven days a week and four hours a day, she supports her family. She has already received and successfully repaid five loans from Patan BPW and used her most recent to buy seeds and fertilizers for her business. In the future, Bina plans to uplift the economic conditions of her family. She thanks you for your support.
Over 70 per cent of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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