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Beauty Group
In this Group: Sanaa, Chirine , Mariam
Sanaa is the featured borrower of Beauty Group, she and the other group members want to acquire a loan from Kiva partner Al Majmoua because they have always been neighbors and friends.

Sanaa is a 45-year-old divorced mother of three children. She works hard to provide them with a very good living, through working hard on developing her business in a well managed way.

She has been working in the beauty business since 2008 from her house. She specializes in facial beauty and nails.

Sanaa is acquiring a loan from Kiva partner Al Majmoua, to buy special facial cleaning products and beauty creams that will be highly requested before the winter season and especially during this month.

Almost all of her customers are relatives, neighbors, and friends, who support her a lot to expand her business and develop her family's living standards.

She hopes that in the future, she'll be financially capable of opening her separate beauty therapy salon outside her house and accept new customers.
She is the lady sitting in the middle with blonde hair. As for the other group members, Mariam is the lady sitting at the far right side of the picture, and Chirine is the first lady from the left with a veil covering her hair.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 50
    View loans »
    Lebanon Loans Fundraising
  • $19,546,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Beauty Group's $1,500 loan helped a member to purchase special facial cleaning products and beauty creams that will be highly requested before the winter season and especially during this month.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 30, 2013
Currency Exchange Loss:
Aug 17, 2014