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Femmes Vertueuses 1 Group
In this Group: Dina Angélique, Colette, Josephine, Adèle
Dina is one of the members of the group Femmes Vertueuses. She is the leader of a group consisting of three other micro-entrepreneurs from Brazzaville, Congo. Dina owns a used clothing shop and will use her loan to purchase large packs of clothing which include dress pants and shirts for her customers.

Dina has been with HOPE Congo for five loan cycles and faces challenges relating to the quality of merchandise that she is able to find when buying in bulk. Dina has found that giving a warm greeting to her customers provides her with an advantage over her competitors. Her goal is to open a second store location where she can expand and sell even more in the future. Ultimately Dina hopes to be able to cover the school fees for all of her children.

Additional Information

Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Rep.)

  • $6,600
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,281,600
    Funds lent in using Kiva
  • 481.7
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A portion of Femmes Vertueuses 1 Group's $4,675 loan helped a member to purchase new stocks of fish for her market stand.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 30, 2013
Currency Exchange Loss:
Jun 17, 2014