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Biram's Group
In this Group: Biram, Dibor, Binta, Mboury, Diouma, Selbe, Amy*, Diodio, Aïssatou, Ndeye, Semou, Tenning, Coumba, Bebe Dite Fatou, Mame Coumba*
* not pictured
This group of 15 members is part of the 'banc villageois' which was created on December 21, 2009, and which brings together women who live in the village and in surrounding villages. Their main work involves commerce and raising livestock. The women maintain very good ties among themselves in solidarity.

Fatou, who is standing at the right in the photo with her hand raised, is 42 years old, married, and the mother of eight children, including four girls. She is invested in her business and has been working at it for quite a while. She has very good experience in this domain.

She is going to have made 30 pairs of shoes at 1,500 per pair and resell them at 5,000 francs per pair. With the profits earned, she will cover her children's schooling costs. She is saving money to ensure her children's future. With her previous savings, she was able to purchase a vehicle [for a taxi business] for her oldest son, and she plans to do the same for her other children.
View original language description ↓
Ce groupe de 15 membres fait partie du Banc Villageois qui a été créé le 21 décembre 2009. Ce banc villageois regroupe des femmes qui habitent le village et les villages environnants. Leurs principales activités sont le commerce et l'embouche. Les femmes entretiennent de très bonnes relations entre elles et sont solidaires.
Fatou, debout à droite de la photo et levant la main est âgée de 42 ans. Elle est mariée et mère de 08 enfants dont 04 filles. Elle s'investit dans le commerce. Elle fait cette activité depuis fort longtemps et a une très bonne expérience dans ce domaine.
Elle va se faire confectionner 30 paires de chaussures à 1500 F la paire et les revend à 5000 F la paire. Avec les bénéfices réalisés, elle va prendre en charge les frais scolaires de ses enfants. Elle économise pour assurer l'avenir de ses enfants. Avec ses épargnes antérieurs elle a pu acheter un véhicule de transport en commun pour son fils aîné et compte en faire de même pour ses autres enfants.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,218,925
    Funds lent in using Kiva
  • 481.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD