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Zulfiya is 54 years old and married. She works in retail, specifically buying and selling men's clothing. Though Zulfiya has a higher education, she has not worked in her field of study. For the last 10 years, she has run her own business. She likes running her own business and receiving an income from it. Zulfiya has a loving husband and four excellent children who live with her in the Rudaki region. She loves her family and always tries to do her best for them. At the moment, Zulfiya is in need of a loan. Since it has become cold, she needs to bring in seasonal goods to increase her business. With that goal in mind, she is asking for a loan to buy seasonal men's clothing.
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Зулфия 54-летняя замужняя женщина. Она занимается торговлей, а именно куплей и продажей мужской одежды. Хотя Зулфия имеет высшее образование, но она не работала по специальности. Последние 10 лет она посвятила себя бизнесу. Ей нравится заниматься собственным бизнесом и получать от этого прибыль. У Зулфии любящий муж и четверо замечательных детей с которыми она проживает в районе Рудаки. Она любит свою семью и всегда старается ради их блага.
В данный момент Зулфия нуждается в кредите. Так как наступили холода, ей необходимо привести сезонный товар для развития бизнеса. С этой целью она запрашивает кредит для приобретения сезонной мужской одежды.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 243
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Zulfiya to buy seasonal men's clothes to increase her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Nov 29, 2013
Currency Exchange Loss:
Feb 17, 2014