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Mshikamano Group
In this Group: Chacha, Manumbu
Chacha, who is in his late twenties, is married with five children, three of whom are in school, while two are still young.

For ten years now, Chacha has been involved with farming activities where he grows fruits and tomatoes; thereafter he sells them at wholesale to different business people. He is also involved with livestock (local cows). He works from 8:00 a.m. to 6:00 p.m. and is able to earn a good monthly profit.

This will be his eleventh loan request from Tujijenge Tanzania. He will use the loan to buy pesticides for his farm fruits and vegetables and to pay farm laborers. With the previous loans, all of which he has paid in full, Chacha managed to buy ten cows, so as to extend his business portfolio, and bought more fruits from other farmers for selling.

Chacha used his business profit to start building a house, and bought a home TV, sofa set, dining table and radio, and covered some school fees expenses. Family expenses and part of the school fees are covered by his wife, who is running other business projects in accordance with himself.

Chacha is full of productive dreams, especially in the agriculture sector. He dreams to open a wholesale shop.

He will share this loan with his loan group, “Mshikamano", which totals two members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 31
    View loans »
    Tanzania Loans Fundraising
  • $16,092,800
    Funds lent in using Kiva
  • 1,610.3
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mshikamano Group's $950 loan helped a member to buy pesticides for his farm fruits and vegetables and to pay laborers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 26, 2013
Nov 30, 2013
Currency Exchange Loss:
Jun 17, 2014