A loan of $1,450 helped to pay for labor and fertilizers for his rice farm.

Jean D’Amour's story

Jean D'Amour is 33 years old. He is a father of three and they all go to school. He would like to use this Kiva loan to support labor costs and buy fertilizers for rice production. He needs to buy fertilizer in order to increase rice production. With profits from his farming he wishes to invest in his business so that in the future he can acquire machines and tractors that will enhance his farming capacity. He was very thankful for the previous loan, which he used to obtain more returns from rice production.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

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Loan details