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Update on Maria

Sra. Maria continues in the same business of selling hats for indigenous women. She said that she did very well with her previous loan since she was able to buy merchandise. Maria has been able to restock her shop thanks to the Kiva loans.

On this occasion, she is requesting a loan in order to buy hats in bulk quantity. This will improve her business as well as her income.
View original language description ↓
La Señora Maria sigue con la misma actividad de la venta de sombreros para mujeres de pollera, cuenta que le fue muy bien con el anterior crédito ya que lo utilizo en la compra de mercadería, ya que surtió su tienda gracias a los créditos de Kiva , en esta ocasión solicita el crédito para la compra de mercadería sombreros por mayor y así seguir mejorando su negocio y por ende sus ingresos económicos.

Previous Loan Details

Maria is 40. She sells traditional hats for indigenous women. This will be her first loan cycle with the institution. Maria will use the money to buy hats to stock her business for upcoming festivals and regional anniversaries when sales are good. She has applied for a loan to increase working ca... More from Maria's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 152
    View loans »
    Bolivia Loans Fundraising
  • $36,662,950
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria to buy hats by the dozen.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Dec 1, 2013
Currency Exchange Loss:
Dec 17, 2014
This photo was used before for a previous loan for Maria. It was first posted on Kiva on Apr, 2013. Learn More