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Bibosi Group
In this Group: Dora, Claudia, Elddy, Mariana , Bella, Aurelia, Ana Karina, Widen
The communal bank BIBOSI is made up of 8 members: 7 women and 1 man. All of them have different lines of work. Dora is the president of the bank. She is 26 years old, married, and has two children who are 3 and 9 years of age.

Dora earns a living by selling seasonal clothing. She sells her products in different fairs and expos in the city of Santa Cruz. This will be her first loan as part of the group, and she will use it to purchase seasonal clothing wholesale and thus keep her business well stocked. Dora is requesting this loan in order to increase her merchandise. Dora faces various challenges in her business, such as competition, and she will use the benefits of the loan to continue purchasing merchandise and earn more income.

Dora is grateful for this opportunity, both for herself and the fellow group members, as many of them are the sole providers for their families.
View original language description ↓
El banco de emprendimiento BIBOSI, está compuesto por ocho integrantes siete mujeres y un varón, todas ellas se dedican a distintas actividades, la presidenta del banco es la señora Dora tiene 26 años casada con dos hijos de las edades de 9 y 3 años, ella se dedica a la venta de ropa según la temporada, ella vende sus productos en distintas ferias de la ciudad de Santa Cruz, este préstamo es su primera secuencia dentro de la institución, la señora Dora, va a usar este préstamo para compra de ropa según la temporada al por mayor y asi surtir su negocio, su razón para solicitar este préstamo es incrementar su mercadería, la señora Dora enfrenta retos en su negocio que son la competencia y va a utilizar los beneficios en seguir comprando mercadería y así de esta manera genera más ingresos económicos, se siente feliz ya agradecida por ella y por sus compañeras de grupo ya que en muchos caso sacan solas adelante a su familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 155
    View loans »
    Bolivia Loans Fundraising
  • $36,650,050
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Bibosi Group's $4,850 loan helped a member to buy seasonal clothing wholesale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Dec 1, 2013
Currency Exchange Loss:
Aug 17, 2014