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A loan of $500 helped to buy sweets, soft drinks, and school supplies, among other items.


Jose Ramon's story

José is 38 years old. He is single and doesn’t have children. He is from the city of Granada. His occupation is in commerce and as an accountant. His business is a small cafe. He began the business two years ago. He used to work as as an accountant and a loan officer at a micro finance organization. After that he obtained a business at one of the markets in the city, but he sold it because it didn’t generate much income. With the money he earned from that, he built his house and part of his business. He now has his small cafe business located in one of the city’s high schools. His goal is to grow his business. He is requesting the loan to buy sweets, soft drinks, school supplies, and other things, with the goal of fulfilling the demand from the students. He believes the loan will be beneficial because he will be able to improve his income and remodel his business. His plan for the future is to maintain the variety of products and grow his small cafe.

Translated from Spanish by Kiva volunteer Jennifer Day


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Loan details