Update on JamesJames is a 30-year-old man. He has so far borrowed three times from the organization. He has a shop as well as a motorcycle that he uses to get additional income. He started this business in 2009 and his desire is for it to grow. James is a hardworking man. This time he has asked for 2,000,000 UGX to buy more stock for his shop.
Previous Loan DetailsJames is married and through his hard work he has accumulated some wealth despite the fact that he is illiterate. His major challenge is stiff competition and crop pests which impact the yields. His biggest dream is to educate all his children because he wants them to become better people than hi... More from James's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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