A loan of $475 helped to pay for grocery items, toiletries and beverages needed in her business.


Hanidina's story

This is 61-year-old Hanidina, a resident of Payatas, Philippines. She is a widow and she has four children. She and her children manage their household while operating the business. She is working hard to continually provide income for their everyday expenses.

Hanidina operates a variety store. In the Philippines, a variety store is a retail store that sells inexpensive items, often with a single price for all items in the store. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil, or an egg. She earns money by getting supplies at wholesale prices and selling by individual pieces. She also sells herbal medicines and religious items for additional income. Her regular customers are her neighbors and the local community. She earns a minimum of 500 PHP in sales every day.

She is requesting a 20,000 PHP loan to help her continue in the operation of her business. She will use the loan to buy grocery items, toiletries and beverages to expand her product inventory.

Hanidina dreams that her business will continue to grow and hopes to have a better living. She meets up with her co-fellowship members to share stories of her life and business every week. This is where she can also draw strength and inspiration from the fellowship and the Word of God she studies.

All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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