A loan of $1,500 helped to invest in the purchase of general merchandise such as various styles of clothing, cosmetics, shoes, etc.


Juan Carlos's story

Juan Carlos is married and has three young children. He is from the Department of Chinandega, located in the western part of the country. He buys and sells general merchandise such as cosmetics, shoes, jewelry made of gold, silver, and bronze, knick-knacks, women's underwear, decorations, etc. He buys his merchandise in a different department and pays cash and then distributes to merchants in different places within the municipalities and regions of Chinandega. He has regular and occasional customers, and his sales are for both cash and credit. Most of his goods are in accounts receivable and he is paid either weekly or bi-weekly.

Juan Carlos is a responsible, hard-working man, with a strong desire for self-improvement. One of his dreams is to be able to see his children complete a university degree - something he was not able to do. The purpose of this loan is for working capital to invest in the purchase of general merchandise since the Christmas holidays are approaching and demand has increased. In this way he will be able to supply his clients and provide them with better service. Juan Carlos is very grateful for the support that Kiva investors provide for people of limited economic resources.

Translated from Spanish by Kiva volunteer marcia margolis



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