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Javier is a humble and responsible person. He is married and has a 4-month old son. He works at a metallurgy business but doesn't have many financial resources. That is why he is asking for a loan to repair his home. In the rainy season there are many water leakages in the roof and they are damaging his house. Javier hopes to fix the problem with the help from the loan and thus improve living conditions for his family.
View original language description ↓
El señor Javier es una persona humilde y responsable, está casado y tiene un hijo de 4 meses. Trabaja con una empresa de metales pero no tiene muchos recursos económicos, por ello solicita un crédito para la refacción de su vivienda, ya que en esta época de lluvias hay mucha filtración en el techo y existen goteras que están dañando su casa, pero con el crédito espera arreglar este problema y mejorar las condiciones en las que vive su familia.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 137
    View loans »
    Bolivia Loans Fundraising
  • $36,346,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Javier to repair his home.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 30, 2013
Currency Exchange Loss:
Nov 17, 2014