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Awa's Group
In this Group: Awa, Fatou, Fatou, Mareme
This group is part of the "banc villageois" of Walidaan which was created on the 19th of November 2004. The "banc villageois" groups together members who live in the same district and members who live in surrounding districts but who are trusted by the group. The good atmosphere of understanding between them and their solidarity is their biggest strength. Their main businesses are retail and livestock fattening.

Fatou, standing on the right of the picture and raising her hand, is 54 years old. She is married and the mother of 5 children, 2 of whom are boys. She is a retailer. She has been in this line of work for a long time and is very experienced. She goes to the weekly markets, where she plans to stock up on palm oil (at 155 000 francs per drum), dried fish (for 100 000 francs), 5 buckets of peanut butter (at 11 000 francs per bucket.) The transport charges come to 20 000 francs. She will also use her own money to buy a bucket of condiments (nététou) for 35 000 francs, dried peppers (at 35 000 francs per bag) and powdered gumbo for 15 000 francs. She plans to use her profits to improve her living conditions. She will also cover some of the family's expenses and build her savings.
Ce groupe de 4 membres fait partie du Banc Villageois de Walidaan qui a été créé le 19 novembre 2004. Le Banc Villageois regroupe des membres qui habitent le même quartier et des membres qui habitent dans d'autres quartiers environnants mais qui inspirent confiance au groupe. La bonne entente et la solidarité constituent leur force. Leurs principales activités sont le commerce et l'embouche.
Fatou, debout à droite de la photo et levant la main est âgée de 54 ans. Elle est mariée et mère de 05 enfants dont 02 garçons. Elle s'investit dans le commerce. Elle fait cette activité depuis bien longtemps et a une très bonne expérience dans ce domaine. Elle va dans les marché hebdomadaires ou elle s'approvisionne en huile de palme 01 fût à 155 000 F, poisson fumé 100 000 F, 05 seaux de pâte d'arachide à 11 000 F l'un et le transport lui revient à 20 000 F. Elle utilise son fond propre pour aussi acheter un fût de condiments (nététou) à 35 000 F, piments sec à 35 000 F le sac, gombo en poudre à 15 000 F
Avec les bénéfices, elle compte améliorer ses conditions de vie. Elle prend en charge une partie des dépenses de la famille et aussi renforce son épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 25
    View loans »
    Senegal Loans Fundraising
  • $14,758,125
    Funds lent in using Kiva
  • 482.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Awa's Group's $2,950 loan helped a member to buy dried fish and peanut butter, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 20, 2013
Nov 28, 2013
Currency Exchange Loss:
Jul 2, 2014