A loan of $375 helped to pay for vehicle maintenance.

Elfer Bilardo's story

Elfer, 28, and his wife live in Pucará, about two hours from Jaen, a city in the mountains of northern Perú. Local people depend on fruit farming, animal-rearing and other small businesses.

Elfer owns a mototaxi and earns his living carrying passengers to and from surrounding towns. He is applying for a 1,000 new soles loan that he will use to pay for maintenance work. The investment will allow him to work safely and, in turn, generate the income he needs to support his family.

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Translated from Spanish by Kiva volunteer Jere Wiseman

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