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Sarxan is 28 years old, married, and living with his parents and wife in the Baku region. His mother is a housewife, his father is a bus driver, and Sarxan is a master. He sets plastic and wooden doors and windows.

His wife is pregnant, and in the new year, his child will be born. He wants to provide a better future for child.

Sarxan wants to increase his business and monthly income, so he applied for a loan of 1,500 AZN (Azerbaijan New Manat).

With this loan he wants to buy a new apparatus (for establishing and cutting) which will be useful in his business.

He is thankful to the Komak and Kiva organizations for help.

In the future, Sarxan wants to hire an assistant for his business.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 31
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Sarxan to buy a new apparatus for establishing and cutting doors and windows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Dec 5, 2013
Currency Exchange Loss:
Mar 17, 2015