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Noami is 49 years old and married with one child. She earns a living by farming sugarcane in the Philippines. Noami is borrowing PHP 25,000 through NWTF to pay for laborers’ salaries during the harvest. Noami has been farming sugarcane for two years and also earns additional income from buying and selling rice. She is working tirelessly toward attaining her dream: to save enough to provide a secure future for her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 440
    View loans »
    Philippines Loans Fundraising
  • $69,631,075
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Noami to pay for laborers' salaries during the harvest.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Nov 28, 2013
Currency Exchange Loss:
Mar 17, 2014