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Josephine has a cereals shop in Oloitoktok town and has been in this business for four years now. She is 43 years old and widowed with one child. She earns a monthly income of KES 8,000. She also has a mobile money transfer business.

Josephine plans to use this loan to buy maize and rice to sell in her business. This will enable her to meet her customers' needs, as well as earn more income. She will use the anticipated profits to educate her child. This is her third loan term and she repaid all her previous loans successfully.

In the future, Josephine hopes to educate her child and build her own house.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.


About Kenya

  • $1,800
    Average annual income
  • 431
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 86.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Josephine to buy maize and rice to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2013
Nov 28, 2013
Currency Exchange Loss:
Mar 6, 2015