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Rosa Cruz
Rosa Cruz, age 51, lives with her husband and children in the Zaña district. The population there works in agriculture, commerce, and with livestock. It is one hour and forty-five minutes from the city of Chiclayo on the northern coast of Peru.

She has a small grocery store where she sells beer, ‘panetones’ [a type of sweet bread], and basic needs products.

She has requested a loan for 3,000 soles to stock her business. This way she will generate greater income for her family.
View original language description ↓
Rosa Cruz tiene 51 años de edad, vive junto a su esposo e hijos en el distrito de Zaña, su población se dedica a la agricultura, comercio y ganadería, a una hora con cuarenta y cinco minutos de la ciudad de Chiclayo, costa norte del Perú.

Tienen una bodeguita donde ofrece la venta de cerveza, panetones y productos de primera necesidad, ha solicitado un préstamo de 3 000 nuevos soles para abastecer su negocio y de esta manera generar mayores ingresos para su familia.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  


About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Rosa Cruz to buy beer, ‘panetones’ [a type of sweet bread], and basic needs products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 29, 2013
Currency Exchange Loss:
Aug 17, 2014