A loan of $6,000 helped a member to buy a small generator and a new sewing machine.

Fatema's Group's story

Fatema is a 30-year-old Iraqi woman. She is married and a mother of one child. With limited career options due to cultural restrictions and domestic constraints, Fatema is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Fatema learned to sew at a young age and now has 10 years of experience in making dresses for women and children and also making small fabric household items based on her customers’ needs. The small, income-generating activity based in her home allows her to be flexible with the household duties as well as with the orders received from her clients.

A major obstacle, however, is the fact that her area experiences frequent power cuts that can last for many hours, with no regular patterns or predictability. This makes planning her work difficult and also leaves her little time for the orders to be completed. To be able to better plan the work and deliver better quality services, she would like to buy a small generator and a new sewing machine. To be able to afford the purchases, she is taking a group loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers "group loans" for clients who are unable to provide a guarantor and are thereby unable to apply for loans as individuals. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support of Iraqi borrowers.

In this group: Fatema , Taeh , Flayh

Loan details

Lenders and lending teams

Loan details