A loan of $6,000 helped a member to renovate her dental office.

Anonymous Group's story

Members of this group requested to remain anonymous on the Kiva website.

One of the female members of the group is 27 years old, a young Iraqi woman. She is married and has been working as a dentist for two years.

After finishing her education she was able to work from her own small business, but the building she is using is in not a very good condition and is very off-putting. To be able to attract more customers and be able to receive greater trust in her services, in the cleanliness of the facility and the quality of the care she can provide, she is taking a group loan from Relief International Microfinance Iraq for the renovation of her work area.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous

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