A loan of $300 helped to buy seeds and fertilizers to be used in vegetable farming.


Ramita's story

Ramita is 23 years old. She is married and has one child who is 1 year old. In 2008, she established her vegetable farming business. Working 7 days a week and 4 hours a day, she supports her family. She has already received and successfully repaid 5 loans from Patan BPW. She used her most recent loan to buy seeds and fertilizers for her business. In the future, Ramita hopes to uplift the economic condition of her family. She thanks you for your support.
Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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