A loan of $300 helped to buy a young milk cow.


Januka's story

Januka is 40 years old. She is married and has one child, aged 17. Many years ago, she began selling cow’s milk. Working 7 days a week, and 4 hours a day, she supports her family. She has already received and successfully repaid 6 loans from Patan BPW. She used her most recent loan to buy a young milk cow. In the future, Januka plans to improve the economic condition of her family. She thanks you for your support. Dairy cows are an important source of nutrition and income in Nepal. Cows are never raised for beef, but for their milk from which curd (duy) and fresh cheese (paneer) are made. Jersey cows are the preferred breed for milking. On average, a dairy cow in Nepal will produce about 10 liters of milk each day. In the local market, a liter of milk sells for about USD $0.50. In addition to producing milk, cows provide dung that is used in home construction, as fuel for fires, and can be used to capture methane in storage tanks. The purchase of a dairy cow, made possible through a Kiva loan, is an investment that will repay itself many times over.



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