A loan of $250 helped to purchase a cow to expand her existing business selling milk and dairy products in the market.


Prembala's story

Prembala is a 53-year-old widow, raising her two children. She is a rural resident. She lives in the small village of West Magurmari in the district Jalpaiguri. She lost her husband few years back. She is engaged in milk supply business to look after her children and meet the expenses of her family.

Prembala is illiterate and can only sign her name. She lives in their kachha house (mud and straw-made) with her two sons. One of her sons receives education and studies in class XII (Grade 12). The other is a day labourer.

Prembala has a milk supply business, and it is admirable that she is able to do that along with maintaining her household work. But nowadays, when the prices of essential goods are increasing day by day, it is impossible for her to run her family well with her small income. She wants to buy one more cow to expand her business.

She came to know about BJS and about microfinance loans, and applied for a loan from BJS to buy one more cow. She hopes it will help her to develop her business which will generate extra income to meet the financial needs of her family and give better education to her children.

She also hopes to set aside the extra profit to make a dairy farm of her own.



Loan details


Lenders and lending teams



Loan details