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Jypargul is 33 years old, married, and has four young children. Her spouse Almazbek is an independent contractor and takes individual construction orders seasonally. Jypargul has a high school education and raises farm animals as the main income for her family. She began five years ago when she purchased cattle for 3,000 som (KGS). Thanks to her hard work, she now has two dairy cows. In the winter she sells milk from home, which provides a pretty good income. She earns 10,000 som (KGS) per month. In order to continue developing her farm, Jypargul asked the microfinance bank Bai-Tushum and Partners for a loan to buy a cow for breeding. Jypargul plans to use the profit from the loan to invest in more livestock and to save enough money to repair her barn.
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Жыпаргул 33 года, замужем, вместе с супругом Алмазбеком воспитывают 4 детей. Дети все маленькие. Супруг частный строитель, занимается частными заказами строительства посезонно. У Жыпаргул - среднее образование, в качестве основного дохода для своей семьи Жыпаргул занимается животноводством, стартовав 5 лет назад, с покупки скота на 3,000 сом KGS. Благодаря упорному труду Жыпаргул, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы. В зимнее время Жыпаргул реализует молоко из дому, что доставляет ей неплохой доход. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жыпаргул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом на покупку коровы для увеличения поголовья скота. Доходы от кредита Жыпаргул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт помещения для скота.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 36
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Jypargul to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2013
Nov 26, 2013
Currency Exchange Loss:
Dec 17, 2014