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Sheraly is a caring father and a loving husband. He is 28 years old and lives with his family in southern Tajikistan. Sheraly has started his business four years ago. He purchases fabrics wholesale, distributes them among seamstresses who make traditional Tajik dresses from home. Sheraly then sells the dresses at the local market from his own market stall. Every season Sheraly changes the inventory of dresses he has for sale to keep his store competitive. His wife helps Sheraly in this business. Now, with the fall and winter season upon us, Sheraly needs to refresh his inventory but he doesn't have money for a wholesale purchase of fabrics. Sheraly has turned to KIVA for a loan of 3000 somoni which he will use to buy fabrics. He awaits your kindness.
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Шерали заботливый отец и любимый муж. Ему 28 лет. Он живет вместе со своей семьей на юге Таджикистана. Шерали 4 года назад начал свой бизнес. Он покупает оптом ткани, раздает портнихам, портнихи шьют национальные платья, а он продает национальные платья на местном рынке. Он имеет свою торговую точку на местном рынке. Шерали каждый сезон обновляет свой товар, так как его товар должен быть конкурентоспособным. Его жена помогает ему введению бизнеса. Шерали должен обновить товар, но он не имеет денег. Шерали запрашивает займ на сумму 3000 сомони для покупки ткани для нового сезона. Он ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sheraly to buy new fabrics for the fall retail season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Nov 26, 2013
Currency Exchange Loss:
Oct 17, 2014