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Dilafruz is a smart woman with a college degree. She was born in 1985. She is not married and lives with her parents. After graduating from the Pedagogical University she started to work at the local school. Dilafruz is an elementary school teacher and loves her works, as she enjoys teaching young children. Dilafruz always tries to improve her teaching skills and incorporates new teaching methods so that her students learn and retain the information they learned. Dilafruz plans to repair her house, as it is in a bad state. She doesn't have enough money saved to finance all of the repairs, as a teacher's salary is very modest. In order to buy construction supplies for house repairs, Dilafruz has turned to IMON for a loan of 2000 somoni. Dilafruz is a repeated client with IMON and has a good credit history. She awaits your kindness.
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Дилафруз умная женщина с высшим образованием. Она родилась в 1985 года. Дилафруз не замужем и живет с родителями. Дилафруз после окончания Педагогического университета начала работать в местной школе. Она преподает младшим классам. Дилафруз работает с удовольствием, так как ей очень нравится учить детей. Она старается к новшеству, всегда старается проводить свои уроки по новым методам и дать максимум знаний своим ученикам. Дилафруз планирует отремонтировать их дом, так как их дом имеет плохое состояние. Дилафруз не имеет достаточно денег для покупки строительных материалов. Ее зарплата маленькая. С целью покупки строительных материалов для ремонта дома, она обратилась в ИМОН за займом в сумме 2000 сомони. Дилафруз является повторной клиенткой ИМОНа и имеет хорошее кредитное досье. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON's effort to expand financial access to rural populations through 16 offices located far from regional centers or main towns. By funding this loan, you are enabling rural populations to gain better financial skills, develop businesses and improve their lives.

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Dilafruz to buy building materials for repairing her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Nov 26, 2013
Currency Exchange Loss:
Jul 17, 2014