A loan of $1,025 helped to buy steers.


Elmira's story

Elmira is 48 years old, married and has raised four children with her husband. She has a professional degree as an administrative assistant and typist and also received a retail associate certificate from a business college. For a while Elmira worked as a secretary for various organizations, but when she married she stopped working, focusing on managing the household and raising her children. Elmira has a large family: two sons and two daughters. The kids, with the exception of the youngest son, are married and live separately. The youngest son still lives with his parents and actively helps them with the household. Elmira's husband is a taxi driver and the main income for the family comes from their livestock herd. The family farm was started 21 years ago with 3,500 som (KGS) and has now expanded to include: one milk cow, one calf, two horses, 15 sheep, 25 turkeys, 30 chickens and 8.8 acres of land where the family grows beans, potatoes and hay. During winter, Elmira also sells the milk from her cow and horses, generating additional income. The monthly income from the farm is 9,500 som (KGS). In order to further expand the livestock business, Elmira has turned to the micro-finance bank "Bai-Tushum and Partners" for a loan. She plans to use the loan to buy a steer for the herd. Elmira will use profits from this expansion to buy more animals and eventually save enough money to build a house for her son.

Translated from Russian by Kiva volunteer



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