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Tobías is from the city of Jinotega, and is 51 years old, married, and the father of four children who are already independent.

He earns his living as a security guard, which he has worked at for a long time. This has allowed him to bring income home, thus supporting himself day by day.

His next goal is to have a clean and secure house. He is asking for the loan to improve the sanitation of his home, with the goal of guaranteeing a better quality of life.

He believes this loan will be very beneficial because he will achieve an adequate, hygenic and secure sanitation network. His future plan is to continue improving the conditions of him home.
View original language description ↓
Tobías es originario de la ciudad de Jinotega, tiene 51 años de edad. Casado y padre de cuatro hijos ya independientes. Se dedica al servicio de guarda de seguridad, el cual ha trabajo mucho tiempo. Lo que le ha permitido llevar ingresos a su hogar, así sustentarse día a día. Su meta próxima es tener un hogar limpio y seguro. Solicita el crédito para mejorar el saneamiento de su vivienda, con el fin de garantizarse una mejor calidad de vida. Estima que este crédito será muy beneficioso, por que lograra una red de saneamiento adecuado, higiénico y seguro. Su pan futuro es seguir mejorando las condiciones de su domicilio.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,756,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Tobias to improve home sanitation.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 28, 2013
Currency Exchange Loss:
Jan 17, 2016