A loan of $850 helped to buy general merchandise to sell including Christmas ornaments, plastic products, various styles of sets of sheets, clothing, and more.


Jairo's story

Jairo is married with three young children. He is originally from the municipality of Chinandega which is located in the western part of the country where commerce and tourism predominates. Jairo is known for being a hard worker, responsible, and for his desire for self improvement. He is the owner of a small line of general merchandise such as ornaments, shirts, bedding, cosmetics, plastic products, towel sets, pants, and more. He makes his purchases in other municipalities and pays cash. His daily work begins very early traveling to various towns of the municipalities of Chinandega. He has both regular and random customers and they pay by cash or by credit which is paid weekly or every other week. The objective of this loan is to invest in working capital to take advantage of the month of December which is the time when he sells more because the demand grows and his orders increase. So this is the way that in the not too distant future he hopes to obtain higher financial profits and meet the demand of his clients. Jairo is grateful for the help of Kiva loaners who help people who have scarce resources.

Translator profile picture

Translated from Spanish by Kiva volunteer Gail LeGrand



Loan details


Lenders and lending teams




Loan details