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Mamlakat is 44 years old. She has been married for over 24 years and has two children. Her family was displaced from Fuzuli city and now live in the Darnagul settlement in Baku; they are classified as IDP (Internally Displaced Persons). Her son is 21 years old and is studying his third course at university and her 18 year old daughter is studying her second course at medical college. Mamlakat’s husband is a seller in the market. Sometime ago Mamlakat started a business selling clothes from her house. Mamlakat sells baby clothes and a variety of woman clothes. Now Mamlakat is planning to expand her business and for this reason she is requesting a loan of 2,300 AZN to buy new seasonal clothes. Mamlakat is thankful for the aid of Komak and Kiva. In the future she wants to open a store to increase her business and monthly income.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,902,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Mamlakat to buy new seasonal clothes to sell.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 26, 2013
Currency Exchange Loss:
Dec 17, 2015