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Gladys' Group
In this Group: Gladys , Faustina , Priscilla
Gladys' group consists of trading women. These women are, on average 33 years old, and have children. They all live in extended traditional families in the neighborhood of Teshie, in the greater Accra region of Ghana. The members of the group know one another through family, neighborhood, and friendship ties. They sell cosmetics, kenkey (cooked maize flour) and fish. They are on their fifth group loan with ID-Ghana.

Gladys is 36 years old and she sells cosmetics. She is planning to buy more cosmetics to sell. She will resell her merchandise to both men and women. Gladys expects to make an average monthly profit of GHS 100, which will be used to meet the needs of her family. A portion of her profits will also be reinvested in her business. The group needs a total of GHS 2,050 to be able to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 28
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gladys' Group's $925 loan helped a member to buy more cosmetics to sell.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 21, 2013
Nov 26, 2013
Currency Exchange Loss:
Aug 17, 2014