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Naftal is 37 years old, married and the father of 3 children. He works from 07h00 to 15h00 at an institution that supports the disadvantaged as a stock controller.

With this loan he plans to buy construction materials (bathtub, sink and bricks) to use in building his house.

His biggest dream is to expand and finish his house, to buy furniture to improve his living conditions and to finish his university education.

His challenge is to pay back his loan within the pre-agreed term in order to ask for another one, as well as to raise his children.
View original language description ↓
Naftal tem 37 anos de idade, casado e pai de 03 filhos. Ele trabalha das 07 horas até as 15horas numa instituição de apoio a desfavorecidos como controlador de stocks.
Com o empréstimo pretende comprar material de construção( banheiras, lavatório e tijoleiras) para usar na construção da sua casa.
O seu maior sonho é de aumentar e terminar a sua casa e comprar mobiliário para melhorar as condições de habitação e terminar a sua formação no ensino superior.
Seu desafio é de pagar o seu empréstimo dentro do periodo pré-estabelecido de forma a pedir outro, Bem como criar os seus filhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,101,025
    Funds lent in using Kiva
  • 30.1
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Naftal buy construction materials (bathtub, sink and bricks).
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 25, 2013
Currency Exchange Loss:
May 17, 2015