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Josephine
Josephine is 44 years old and married with four children. With two children still in school, Josephine works very hard to provide for them.

Josephine runs a general store in the Philippines and requested a 11,000 PHP loan through NWTF to purchase additional stock of items like canned goods, eggs, diapers, shampoo, fabric conditioners, etc. to sell.

Josephine has been in this business for four years and sells a variety of items such as canned goods, eggs, diapers, shampoo, fabric conditioners, etc. In the future, Josephine would like to save enough money so she can afford to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 422
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Josephine to purchase additional stock of items like canned goods, eggs, diapers, shampoo, fabric conditioners, etc. to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2013
Listed
Nov 25, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014