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Ry C., age 26, is a rice farmer who lives with two of her children. Living in Kampong Cham province, she typically makes US$2.00 per day. Her husband, Kun Keo, makes approximately US$2.00 growing cucumbers. The Kampong Cham area has not had favorable weather conditions for farming this past year. Along with increased inflation, it has been a difficult year economically in much of Cambodia. As a farmer, Ry C. is taking a lot of the brunt of the economic downturn. That is why she has approached CREDIT with a request for a loan. Ry C. is asking for a loan of US$1000 to purchase fertilizer, a purchase that she sees as a good opportunity to increase her income.

CREDIT MFI is an independent Cambodian faith-based organization. It aims to empower the economically active poor and small entrepreneurs by providing inclusive financial services.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ry to purchase fertilizer for her farm.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Apr 15, 2010