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Claudio Ricardo
Claudio is a hog farmer in an urban zone. This makes him very unpopular with his neighbors; the smells and flies emanating from his sty are unpleasant, to say the least. However, Claudio and his family have been farming in the same location for generations and would like to continue doing so.

With his 10 cubic meter Sistema Biobolsa biodigester, he will be able to effectively treat the pig waste, reducing flies and odors but also earning him two resources: methane-rich, renewable biogas and organic biofertilizer. In addition to increasing harmony with his neighbors, the digester will save him money on energy and fertilizer, displacing propane and agrochemical fertilizer.

This loan represents 47% of the total cost of his Sistema Biobolsa biodigester and biogas stove.

Additional Information

More information about this loan

Sistema Biobolsa is a distributor of small-scale, affordable biodigester systems that transform livestock waste into organic fertilizer for crops and biogas for cooking, heat and electricity. The company also provides farmers with education and financial assistance to help them use biodigesters to save money and improve their quality of life.

Sistema Biobolsa’s loan program began in early 2011, built on the fact that economic savings made possible by biodigesters could be used to pay back loans. However, because the company’s core business is not microfinance -- and because its partnership with Kiva is unique and unprecedented -- Kiva is unable to assign it a risk rating.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit

Repayment Schedule Note - For loans listed after June 18, 2013.

Even though the repayment schedule for this loan indicates that all repayments are to be made at the end of the loan term, lenders should expect repayments to be made prior to this time. Biobolsa borrowers are expected to make repayments to lenders as savings are realized from the use of the biodigester. Because these savings can be irregular, seasonal and/or unpredictable, Biobolsa has marked this loan as an end of term repayment schedule to avoid having their borrowers show up as incorrectly delinquent throughout the term of the loan.

About Mexico

  • $15,600
    Average annual income
  • 48
    View loans »
    Mexico Loans Fundraising
  • $22,523,500
    Funds lent in using Kiva
  • 13.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Claudio Ricardo to buy a Sistema Biobolsa biodigester and biogas stove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2013
Nov 25, 2013
Currency Exchange Loss:
Sep 17, 2015