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Pəri is 54 years old. For over 20 years, her family has been IDP (Internally Displaced Persons) from their native land in Fuzuli city. They now live in a hostel that is located in the Absheron region. Three years ago her husband died, so she is a widow. After this accident, Peri was to provide for her family. Her elder daughter is married, one of her sons is in his fourth year of studies at a university, and her youngest son is in his second year of studies at college.

Peri produces the national tendir bread and sells it in order to live on and provide for her family. “Tendir” is an Azerbaijan oven for baking that is made of clay in a hole in the earth. Peri's tendir was damaged and its workability was reduced. Today, Pəri wants to develop her business and increase her monthly income. Therefore, she needs 2,250 AZN (Azerbaijan New Manat) to repair her tendir. Peri hopes that after repairing it, her monthly income will be better and her business will increase.

She is thankful for the aid of Komak and Kiva organizations. In the future she wants to build a big tendir house.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $14,897,700
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Peri to repair her tendir.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 25, 2013
Currency Exchange Loss:
Dec 17, 2014