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Siempre Juntas Group
In this Group: Marina, Rosa Milina, Hilda Luz, Carmen Elena, Joan Manuel, Aida Elizabeth
"Siempre Juntas" (Always Together) is a Communal Bank that consists of six members.

Rosa is 68 years old and one of its members. She is married and has three grown children. Like the other members of her Communal Bank, Rosa is a successful merchant. She has a managed a juice shop where she serves all types of fruit juices, breakfast foods, and sandwiches. Rosa also cleans houses. Thanks to the income she has earned, she has been able to help her family.

The loan she is requesting will be invested in fruits and cereals for her business. In the future, she would like to buy a house where she can live peacefully. Rosa would like to thank the Kiva lenders for this loan to her group since it is an opportunity for them to improve their incomes. In the photo, Rosa is the woman wearing a red jacket.
View original language description ↓

“SIEMPRE JUNTAS” es una alcancía conformado por 06 socias. Rosa de 68 años es una de ellas, ella es casada y tiene 03 hijos mayores de edad. Al igual que los demás miembros de la alcancía ella también es una prospera comerciante, hace varios años tiene una jugueria donde vende toda clase de desayunos a base de jugos de frutas y sándwiches, también realiza trabajos de limpieza en casas, gracias a los ingresos que percibe puede ayudar a su familia. El préstamo que ha solicitado lo invertirá en la compra de frutas y cereales para su negocio, en el futuro desea comprarse una casa para poder vivir tranquilamente. Rosa quiere agradecer a los inversionistas KIVA por este préstamo para su grupo ya que es una oportunidad para mejorar con sus ingresos, en la foto esta vestida con casaca color roja.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Siempre Juntas Group's $4,075 loan helped a member to buy fruits and cereals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 29, 2013
Currency Exchange Loss:
Jun 17, 2014