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Believe In God Iii Group
In this Group: Ibrahim , Alie , Fatmata , Adama
Pictured in the photo are the members of the “Believe In God III” group. They are small-scale businesspeople based in Waterloo, a small town in Western Sierra Leone. They are requesting a loan of 1,500,000 Sierra Leonean Leone (SLL) each in order to boost their respective businesses in both size and quality. This will lead to to more sales, better profits, and improvement in their standard of living.

The featured leader of this group is Ibrahim. Ibrahim is 42 years old; he was born in Mile Ninety-one in Northern Sierra Leone but is currently residing in Waterloo, together with his wife and four children. His wife is a trader as well, and his children attend primary and secondary schools.

Ibrahim sells cigarettes and medicines and has been a businessman for ten years now. He has requested this loan in order to buy more cigarettes and medicines to add to his current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Believe In God Iii Group's $1,400 loan helped a member to buy more cigarettes and medicines to add to his current stock.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 25, 2013
Currency Exchange Loss:
Aug 17, 2014